What is PayTM Credit Card and How to Use it? - Complete Information

What is PayTM Credit Card and How to Use it? - Complete Information


E-commerce payment system and digital wallet company PayTM has recently launched PayTM Credit Card on 14 May 2019, which is named "PayTM First Credit Card". Paytm, a digital payment app led by Vijay Shekhar Sharma, is offering this facility in association with Citibank. So let's know what is a Paytm credit card and how to use it? What is PayTM Credit Card? What is PayTM Credit Card and How to Use it?
 
What is PayTM Credit Card and How to Use it? - Complete Information
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PayTM Credit Card


Paytm company claims that unlimited 1% cashback will be given with this card and there will be no additional charge on this Paytm credit card.

Sharma ji tweeted on Monday (13 May 2019) that "Paytm First Credit Card is created in association with Citibank and it will run through Visa Payment Network"

What is a mobile wallet and how does it work?


That is why it will be branded with Paytm as well as Citibank and Visa. Now let me tell you what is a Paytm Credit Card?

What is a PayTM Credit Card?

PayTM First Card is a credit card available to PayTM Customers. It is named "Paytm First Credit Card".
PayTM has co-created it with City Bank. This credit card will work through the VISA payment network. This credit card has been created by Paytm primarily for its customers.

Earlier debit cards of PayTM could be used only in India. But you can use this credit card in countries all over the world including India.

PayTM customers can get this card by applying online for the card through the Paytm app on their smartphone.

The company claims that it will offer an unlimited 1% cashback offer with this card and will not take any extra charge for the card.

Users can shop, pay bills, transfer money and do various other things through this card without having to pay any extra fees and charges.

How to use Paytm Credit Card?


The PayTM credit card is very similar to branded credit cards that use the Visa network for "retailer and airlines" transactions.

To use PayTM Credit Card, first you have to apply for this card. You can apply for a Paytm credit card through the Paytm app.

After getting a Paytm credit card, you can use it in the same way that you use a credit card with other Visa networks.
You can use Paytm credit card both online and offline. You can use your credit card to make payments at any merchant establishment that accepts VISA Card.
All the features of this card will also be available on the Paytm app. You can also get complete information about the Paytm credit card statement on the Paytm app.

PayTM Credit Card Features. (PayTM Credit Card Features and Benefits)


Features and advantages of Paytm Click Card are as follows.

  • Paytm company claims that it will offer 1% cashback to all its customers every time they shop with this credit card, which will be credited to the credit card after shopping.
  • If a customer makes a shopping of at least ₹ 10000 within 4 months of taking a Paytm credit card, then he will be given a promo code of Rs 10,000 from the Paytm credit card.
  • The joining fee of PayTM credit card is ₹ 500 per year, but if a customer spends more than Rs 50,000 in 1 year then he will not have to pay a charge of ₹ 500.
  • You can also repay through EMI shopping done by Paytm Credit Card. Apart from this, there will also be discounts on food and travel.
  • This is an international card comes with the Jogi Contactless feature. That is, you will be able to use it in other countries including India.
  • With the help of this card, the card holder will also be able to check the eligibility for taking a loan and can also apply for a loan.

You can read our article to know about other features of PayTM Credit Card.


    10 important and special things related to PayTM Credit Card – Click Here

In this article, we have mentioned the essentials of Paytm. Which will tell you everything about Paytm Credit Card.

PayTM Credit Card FAQs (PayTM Credit Card FAQs)


There are a lot of questions from users regarding Paytm First Credit Card. Want to know about Paytm Credit Card, why it should take it and how they will benefit from it.
Here I am telling you the pattern related to the record along with their answers.

1. What is Paytm First Card?

Paytm First Card is a credit card designed for Paytm customers. You can use this card for shopping abroad including India.

2. How to get Paytm Credit Card?

You can apply for a Paytm credit card through the Paytm app on your mobile. This feature is only available in the latest version of the Paytm app.

3. How to use Paytm Credit Card?

You can use Paytm credit card both offline and online. You can make payments through this card to all merchant establishments that support the Visa card.

4. What are the benefits of using Paytm Credit Card?

Paytm First Credit Card offers many benefits to customers. Such as auto processing facilities, points, 1% cashback etc.

5. Where will I get the statement of Paytm Credit Card?

You can see the statement of Paytm Credit Card in Paytm Credit Card Passbook on Paytm App. You can also view the statement by logging online on the Citibank website.

6. What is the annual fee of Paytm Credit Card?

The annual fee of Paytm credit card is ₹ 500. But if you spend more than Rs 50,000 in 1 year, then you will not have to pay this fee.

7. What to do if a Paytm credit card is lost or stolen?

If your Paytm First Credit Card has been lost or stolen or lost, you can log on to the Citibank website online and report the factory theft in the request section.

Click here to read the PayTM First Credit Card Terms and Conditions, PayTM Credit Card Terms & Conditions.

Conclusion :


In this post we have learned about what is paytm credit card, how to use paytm credit card, features of paytm credit card and questions and answers related to paytm credit card.
I hope you will like some information and now you have come to know everything about Paytm Credit Card. It will be easier for you to use it now.
Because Paytm is also offering the facility of shopping with credit cards in other countries including India, it can be expected that in future it will be very high.

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